The Multi-Factor Authentication token is an industry leading safety device that provides you with added security in accessing your online accounts. The token (what you have) provides an additional factor to your username and password (what you know). Its innovative password display window gives you a one-time-password (OTP) to securely login to your account. The unique and non-reusable password gives you unrivaled protection against fraud and identity theft by making the login process stronger. Once you have enabled your Multi-Factor Authentication token, in addition to your username and password, you will be prompted for the token OTP each time you login. Criminals are always coming up with new high-tech ways to engage in fraudulent activities with your identity by stealing passwords and other vital information. Now you can protect yourself against these infringements using your Multi-Factor Authentication token from Gemalto.